In recent years, prepaid debit cards have risen in popularity. This is because there are most people who fancy not checking their account after debit transactions. Although giving the fact that it can cost a little, it still does worth to give a shot. But with the best prepaid debit cards available, you surely have a variety of options to choose from. You also don’t need to bother if you have no credit because it’s free with no credit history.
The major reasons why the prepaid card is important is that it enables not to be accustomed to certain bank service fees, or the fact that you don’t want online purchases to your bank account, then you should consider getting a prepaid debit card. These prepaid debit cards come with the difference in shapes and sizes in order to properly segregate them. This site has prepared for you the best prepaid debit cards for 2018.
List of the Best Prepaid Debit Cards
If you want to start making use of a prepaid card, you have to see the list of the best prepaid debit cards been prepared for you below in order for you to choose from.
This prepaid debit card is one of the easiest amongst others. You don’t even need to have an existing bank account first before you start using the AccountNow®Prepaid Card, but rather what you’ll do is to verify your identity in order to get an approval so as to use this prepaid card. And also, you don’t need to worry about the activation fee because there’s nothing like such, and there’s no overdraft fees and minimum balance requirement.
The American Express Serve® is also considered as one of the best-prepaid cards on board. This prepaid debit card is quite easy to use, and also tends to provide you with low cost with just a $1 monthly fee. If you have a family, the card is also the right deal for your family members. This is because it enables you to set up sub-accounts for your children and thereby automatically setting a spending limit to them so as to avoid misuse of the funds.
Also, there are about two alternatives serve cards been offered by this prepaid card | the American Express Serve® with free reloads and the American Express Serve® Cash Back.
The MOVO Virtual Card is another one which is also easy to have. This card is actually very special because it actually doesn’t need a credit check for a first time sign up. Not only that, there’s also no activation and monthly fees associated with this card. There is also no purchasing fee with the card. With MOVO, you can be able to withdraw cash from ATMs for free. If you decide to load money on your card, you can easily do that with direct deposit, bank transfer, PayPal or Venmo withdrawal, or probably via cash load.
One major downturn about this card is that it supports just about 6000 ATMs in its network, which tends to make it difficult for someone that lives in a place where there’s no supported ATM for MOVO. But you intend to pay $2 to withdraw cash from out-of-network ATMs.
PayPal™ Prepaid MasterCard® is one of the best-prepaid debit cards currently on the market. It offers you the chance to transfer money between your card and your PayPal account. It also allows you to add money with direct deposit. Well, you have to bear in mind that it offers unlimited signature and PIN purchases from stores. And also, the monthly cost of PayPal™ Prepaid MasterCard® is about $4.95.
The NetSpend® Visa® is another popular prepaid card for your unlimited transactions without additional fees. This card is quite easier for an online banking and also easy management of online bill payment. Upon your sign up, you have about set of plans in place | a no-fee plan with a $1 fee for signature purchases and a $2 fee per PIN purchase transactions, a Fee Advantage Plan with a $9.95 monthly fee and free unlimited transactions, and a NetSpend Premier FeeAdvantage Plan with a $5.00 monthly fee and free unlimited transactions. If you make lots of purchases, you should probably choose one of the plans with a monthly fee and unlimited transactions. You can qualify for the cheapest plan, and also the NetSpend Premier FeeAdvantage Plan, by setting up a direct deposit of at least $500 in a month.
The Western Union® NetSpend® Prepaid MasterCard® is quite easier to use which is less expensive. It offers you free deposits such as Social Security, SSI, or SSDI. The card comes offers a pay-as-you-go option with no monthly fee. You’ll be charged a $1 fee for each purchase been made. You also upgrade to a $5 per month Premier FeeAdvantage™ Plan after you direct deposit at least $500 into your account in a month.
You can also decide to reload your card for free at one of over 130,000 reload locations in the NetSpend Reload Network.
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